Sally Gallegos' Blog

Posted on 01/05/2020

How Much Do I Need to Save Before Buying a Home?

Buying a home is a big financial endeavor that takes planning and saving. Aside from a down payment, hopeful homeowners will also need to save for closing costs and moving expenses. When it comes to the down payment amount you’ll need to save, many of us have often heard 20%, the magic number. However, there are a number of...

Buying A Home

Down Payment

Posted on 12/29/2019

How is Fair Market Value Determined?

Image by Andrey Popov from Shutterstock The term "fair market value" is the price at which an interested but not desperate buyer is willing to buy and a motivated but not distressed seller is willing to sell on the open market in your location. The set value depends on recently sold similar-sized homes with like amenities, upgrades, and...

Market Value

Home Seller

+ 1 more

Posted on 12/22/2019

Image by Charles 🇵🇭 from Unsplash Part of buying a home is researching the market and your finances. Most lenders require you to put at least 20 percent down or pay private mortgage insurance (PMI). Since PMI is a cost that does not lower your interest rate or principal, it’s almost always better to save up that hefty...

PMI

Mortgage

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Posted on 12/15/2019

Create an Engaging Home Listing

An engaging home listing can play a key role in your ability to sell your house. If your listing hits the mark with potential buyers, the likelihood increases that buyers will set up showings to view your residence. And as a result, it may be only a matter of time before you receive multiple offers to purchase your house....

Home Listing

Selling Your Home

+ 1 more

Posted on 12/08/2019

Remodeling with a Larger Budget: Expanding Your Kitchen

Image by ElasticComputeFarm from Pixabay Your house is perfect except for one thing: The kitchen is not even close to being large enough. Those who love to entertain and cook will probably agree that even a 15-foot wide by 20-foot long kitchen isn’t large enough, especially if you don’t have an open floor plan. Once you decide how...

Home Renovations

Kitchen Remodel

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Posted on 12/01/2019

How to Lift Your Home's Mood with Aromatherapy

Photo by Seksak Kerdkanno via Pixabay Diffusing aromas in your home is a great way to settle in, relax and enjoy a fresh, clean scent that calms the nerves. How Do We Know Aromatherapy Works? Research gives us the scoop. Take lavender, for example. Research shows lavender: Eases nervousness much better than a placebo. Raises people's scientifically measured...

Home Living

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Posted on 11/24/2019

Selling Your High-Performance Home

Photo by OpenClipart-Vectors via Pixabay Ready to sell that home you've sunk your heart, soul and savings account into? Hoping to get a great return on all those green upgrades you had professionally performed? Don't rely on chance to get the ROI you deserve. Take charge of the sale of your high-performance home, and make sure everyone from...

Green Living

Energy Efficient

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Posted on 11/17/2019

3 Reasons to Remove Clutter Before You List Your Home

Let's face it – clutter can be a problem, particularly for those who intend to sell a home in the foreseeable future. But if you allocate time and resources to remove clutter from your home now, you may reap the benefits of your efforts during the home selling cycle. Ultimately, there are many reasons for a home seller to...

Declutter Your Home

Selling Your Home

Posted on 11/10/2019

What to Look For When You're House Hunting

Shopping for a new house can seem like an overwhelming experience because there are so many factors to consider. The top priorities for the majority of house hunters include the quality of the school district, the number of bedrooms and bathrooms, and the overall condition of the house. Price is also a major consideration, as is square footage, commuting...

Buyer Tips

Buying Checklist

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Posted on 11/03/2019

Common Homebuying Questions and How to Respond to Them

If you plan to buy a house in the near future, you should try to map out the property buying journey. By doing so, you can identify any potential homebuying hurdles and resolve such issues. To better understand what to expect when you pursue your dream home, let's take a look at three key questions that every homebuyer needs...

Buyer Tips

Buying A Home

Posted on 10/27/2019

Why It's Worth Your Time to Upgrade Your Residence's Curb Appeal

Bolstering your house's curb appeal is paramount if you want to achieve the best-possible results during the property selling journey. In fact, there are many reasons why you may want to dedicate time and energy to enhance your home's curb appeal, and these include: 1. You can differentiate your home from the competition. Your home only gets one chance...

Curb Appeal

Selling Your Home

+ 1 more

Posted on 10/20/2019

How To Keep Your Home Neat And Organized After A Move

After a move, everything feels fresh and energizing. This is, of course, in part because of the energy that comes with a big change. But it also comes from having a neatly, organized home. In the jumble of packing and unpacking, junk gets tossed and items get new homes. Everything gets a new dedicated area where it belongs. Everything...

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